LOAN PRODUCTS

  • Agri Loan
  • Credit Surety Fund
  • Tulong sa Barangay Officials (TUBO) Facility
  • Group Accounts Program (GAP) – Salary loans through payroll deduction (under MOA)
  • Automatic Payroll Deduction System (APDS) for Teachers (High School and Elementary)
  • Real Estate Mortgage (REM)
  • Gintong Puhunan (MicroFinancing)
  • SSS/PVAO Pensioners loan
  • Chattel Mortgage
  • Developmental Loans
  • Trade Receivables Purchase Line
  • Cellphone/Computer Financing
  • SME Loans (Small and Medium Enterprise Loans)
  • OFW Loans

Loan Requirements

  • For Salaried Employees/Teachers
  • Original copy of Appointment
  • Original copy of Service Record
  • Original copy of payroll for the last three (3) months (Payslips for teachers under IBM)
  • Two latest 2x2 pictures
  • Original copy of valid ID (Borrower and Co-makers)
  • Latest Income Tax Return
  • Statement of Assets and Liabilities

For Real Estate Mortgage

  • TCT free from liens and encumbrances
  • Tax declaration of lot and building (if any)
  • Realty tax receipt for current year
  • Certification of realty tax payment for current and previous year
  • Location plan with vicinity map
  • Pictures of the building or improvements
  • Statement of Assets and Liabilities
  • Other documents as may be required by the bank

For Chattel Mortgage

  • Certification or registration of motor vehicle
  • Current official receipt of the registration of motor vehicle
  • Picture of the motor vehicle
  • Stencil of motor and chassis numbers
  • Statement of Assets and Liabilities
  • Other documents as may be required by the bank